Does PIP pay for chiropractic in Kansas: What You Need to Know About Chiropractic Care Coverage

What Does PIP Cover in Kansas?

PIP insurance in Kansas covers several essential expenses after an accident, including:

• Medical Bills: This includes treatments like chiropractic care, physical therapy, and hospital visits.
  
  

• Lost Wages: If you miss work due to your injuries, PIP will cover a portion of your lost wages.
  
  

• Essential Services: If you need assistance with tasks like cleaning or grocery shopping because of your injuries, PIP can help cover these costs.
  
  

How PIP Pays for Chiropractic Care

PIP is designed to cover medical expenses no matter who is at fault in the accident. If you're injured and need chiropractic care, here's how PIP works:

• Chiropractic Treatments: PIP in Kansas typically covers chiropractic treatments up to a limit of $4,500. Additional coverage can be purchased for more extensive care.
  
  

• Diagnostic Imaging: If your chiropractor recommends X-rays or MRIs to assess your injuries, these diagnostic tests may also be covered under PIP.
  
  

• Follow-Up Care: PIP can also cover follow-up treatments like physical therapy or massage therapy if prescribed by your chiropractor.
  
  

How to Use Your PIP for Chiropractic Care

To use your PIP coverage for chiropractic care:

1. See a Chiropractor Immediately: Even if you don’t feel pain right away, it’s important to get checked by a chiropractor after an accident to identify injuries like whiplash.
   
   

2. Provide Your PIP Information: When you visit the chiropractor, provide your PIP insurance details. Your chiropractor’s office can assist in submitting the claim.
   
   

3. Track Your Visits and Treatments: Keep a record of all treatments and visits to ensure that your insurance covers all necessary expenses.
   
   

FAQs:

• Does PIP cover chiropractic visits for injuries from a car accident in Kansas? Yes, PIP typically covers chiropractic care, including spinal adjustments and rehabilitation, up to the PIP limit of $4,500.
  
  

• Can I get more than $4,500 in chiropractic care with PIP? Yes, you can increase your PIP coverage for higher limits, which can provide more coverage for chiropractic treatments.
  
  

• Is PIP mandatory in Kansas? Yes, Kansas law requires all drivers to carry PIP insurance, which covers medical expenses, including chiropractic care, after an accident.
  
  

• How quickly should I visit a chiropractor after an accident? It’s important to see a chiropractor as soon as possible after an accident, even if you don't feel immediate pain, to address injuries like whiplash early.

Disclaimer: This blog post is for educational purposes only. For specific details regarding your insurance benefits, please contact your insurance provider.