Will Auto Insurance Cover Chiropractic Care After a Car Accident?

If you’ve been injured in a car accident, you may wonder if your auto insurance will cover chiropractic care. In Missouri and Kansas, personal injury protection (PIP) and MedPay often cover chiropractic treatments. Additionally, if another driver was at fault, their liability insurance may cover your care. Understanding your coverage helps you get the treatment you need without paying out of pocket.

Lance Stevenson, DC

4/10/20251 min read

Types of Auto Insurance Coverage:

  • PIP

  • MedPay

  • Third-party claims

Using a Medical Lien for Chiropractic Care:

  • How chiropractors work with attorneys to delay billing until your case settles

Steps to Take After an Accident:

  • Document injuries

  • See a doctor

  • Start treatment early

Best Chiropractors for Auto Injuries in Kansas City:

  • Why choosing an experienced chiropractor is key to proper care

FAQs:

  • What if I don’t have PIP or MedPay? You may still qualify for treatment through a medical lien.

  • Does liability insurance cover chiropractic care? If another driver was at fault, their insurance may pay for your care.

How do I find a chiropractor who works with auto insurance? Look for a provider experienced in personal injury cases.