Will Auto Insurance Cover Chiropractic Care After a Car Accident?
If you’ve been injured in a car accident, you may wonder if your auto insurance will cover chiropractic care. In Missouri and Kansas, personal injury protection (PIP) and MedPay often cover chiropractic treatments. Additionally, if another driver was at fault, their liability insurance may cover your care. Understanding your coverage helps you get the treatment you need without paying out of pocket.
Lance Stevenson, DC
4/10/20251 min read


Types of Auto Insurance Coverage:
PIP
MedPay
Third-party claims
Using a Medical Lien for Chiropractic Care:
How chiropractors work with attorneys to delay billing until your case settles
Steps to Take After an Accident:
Document injuries
See a doctor
Start treatment early
Best Chiropractors for Auto Injuries in Kansas City:
Why choosing an experienced chiropractor is key to proper care
FAQs:
What if I don’t have PIP or MedPay? You may still qualify for treatment through a medical lien.
Does liability insurance cover chiropractic care? If another driver was at fault, their insurance may pay for your care.
How do I find a chiropractor who works with auto insurance? Look for a provider experienced in personal injury cases.
Best Whiplash Chiropractor in Kansas City
Lance@ChiroKC.com
816-226-7476
© 2025 Lance Stevenson, DC, LLC. All rights reserved.
Disclaimer: The content provided on this page is for informational and educational purposes only and is not intended as a substitute for professional medical, legal, or insurance advice. While every effort is made to provide accurate and up-to-date information, it should not be relied upon as the sole basis for decisions regarding your health, legal matters, or insurance claims. Please consult with your healthcare provider, attorney, insurance company, or other relevant professionals for personalized guidance tailored to your specific situation.
1010 Carondelet Dr., Suite 416
Kansas City, MO 64114