Will Your Personal Injury Claim Cover Chiropractic Care?

Why Chiropractic Care is Crucial After an Accident

Car accidents often result in soft tissue injuries, such as strains, sprains, whiplash, or contusions. These types of injuries can lead to long-lasting pain and discomfort if not treated properly. Chiropractic care is a non-invasive, holistic treatment that effectively addresses these injuries by focusing on spinal alignment and musculoskeletal health.

For individuals in Kansas City involved in a car accident or suffering from sudden injuries, seeing a chiropractor for personal injury is often recommended. Chiropractors specialize in treating these injuries, helping patients regain mobility, reduce pain, and heal naturally.

Can Chiropractic Care Be Covered Under Your Personal Injury Claim?

When you file a personal injury claim due to a car accident or another incident, the goal is to receive compensation for your medical expenses and other losses caused by the accident. If chiropractic care is part of your treatment plan, the costs for these services can be included in your claim, but there are several important factors to keep in mind:

1. Insurance Coverage and Liability
   In Kansas City, the at-fault driver’s auto insurance will generally cover your medical bills, including chiropractic care, as long as it is deemed necessary for your recovery. However, it is crucial to demonstrate that chiropractic treatment was a necessary medical expense related to the accident.

2. Documentation is Key
   Insurance companies and legal professionals will want to see detailed records of your chiropractic care. This includes daily treatment logs, symptom reports, and billing statements. Without proper documentation, the insurance company may challenge the necessity of your chiropractic care, potentially leading to delays or a reduced settlement.

3. Chiropractic Treatment and Claim Negotiations
   When negotiating your personal injury claim, the total amount of your medical expenses—including chiropractic bills—will be taken into account. However, you may face challenges if the insurance company deems the treatment excessive or unnecessary. This is why working with a chiropractor experienced in handling personal injury claims is beneficial. They are familiar with the documentation required to prove that chiropractic care was necessary and effective.

4. Why You Should Seek Chiropractic Care Quickly After an Accident
   In personal injury claims, timing is critical. Seeking chiropractic care soon after the accident can strengthen your claim. Delaying treatment can weaken your case, as it may become harder to prove that the injuries were a result of the accident, especially if symptoms appear days or weeks later. Chiropractic care should ideally begin within 72 hours of the accident for optimal healing and documentation purposes.

How Chiropractic Care Helps in Personal Injury Claims

Chiropractors play an essential role in treating whiplash, neck pain, back pain, and other common injuries sustained in car accidents. Chiropractic care helps by:

• Restoring spinal alignment to reduce pain and improve mobility.

• Relieving soft tissue damage caused by the impact of the collision.

• Providing a non-invasive alternative to more expensive treatments or surgeries.

This type of care not only helps patients feel better but also strengthens their personal injury claims by proving the necessity of treatment for their recovery.

What Happens If Chiropractic Costs Are Disputed?

While chiropractic care is generally covered under personal injury claims, there may be instances where the costs are disputed. In such cases, an expert witness—such as a chiropractor—may be called upon to testify about the necessity and effectiveness of the treatment.

Insurance companies may attempt to lower the settlement by arguing that the chiropractic treatment was not necessary. However, in the majority of cases, chiropractic care is recognized as a valid medical expense in personal injury claims, especially for accident-related injuries like whiplash and back pain.

How Long Do You Have to Seek Chiropractic Treatment?

If you’re experiencing musculoskeletal pain after an accident, it's important to seek chiropractic care as soon as possible. Even if you don’t feel immediate pain, hidden injuries—such as soft tissue damage—may not show symptoms right away. By seeing a chiropractor promptly, you can ensure proper diagnosis, avoid long-term damage, and create a strong foundation for your personal injury claim.

Consult a Kansas City Personal Injury Chiropractor

At Lance Stevenson, DC, we specialize in treating injuries resulting from car accidents and personal injuries. Our chiropractic team is well-versed in the intricacies of personal injury claims, and we work closely with you to ensure that your treatment is properly documented and that you receive the care you deserve.

If you’re searching for a personal injury chiropractor near me in Kansas City, contact us today. We offer free consultations and can assist you in navigating the insurance claims process, ensuring that your chiropractic treatments are covered as part of your personal injury settlement.

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