Help with Insurance Coverage Questions After a Car Accident in Kansas City
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Navigating Insurance After a Car Accient
After a car accident, trying to figure out your insurance coverage can be stressful and confusing. Whether your accident happened in Kansas or Missouri, knowing what your policy covers — and what options you have for treatment — is critical to protecting your health and your case.
At our Kansas City clinic, we specialize in helping personal injury patients get the care they need while working within their insurance options. As an experienced personal injury chiropractor, I help guide you through this process while making sure you get proper treatment without unnecessary delays.




Types of Insurance Coverage That May Help After an Accident
Bodily Injury Liability (BI): Pays for your injuries if another driver caused the accident.
Personal Injury Protection (PIP): Available in Kansas; covers your medical expenses no matter who was at fault.
Medical Payments Coverage (MedPay): Common in Missouri; helps cover your medical bills regardless of fault.
Uninsured/Underinsured Motorist Coverage (UM/UIM): Protects you if the at-fault driver doesn’t have insurance or doesn’t have enough coverage.
How We Help You with Insurance Questions
When you’ve been injured, you need clarity — not confusion. Our clinic helps by:
Reviewing your insurance paperwork with you to explain your options
Helping you understand whether PIP, MedPay, or third-party claims might apply
Communicating with your attorney and, when appropriate, your insurance adjuster
Providing detailed medical documentation that insurance companies require
Offering lien-based care if immediate insurance billing is not available
It’s important to know: While we can review your insurance documents and help explain coverage, we always recommend you speak directly with your insurance agent or company for official confirmation.
We’ll assist you in understanding your coverage, but any final decisions about benefits and claims should be confirmed through your insurer.
Learn More About How We Make the Claims Process Easy for You


Work with a Trusted Auto Injury Chiropractor in Kansas City
When you’re searching for a chiropractor near me after a car accident, it’s important to find someone who not only provides excellent injury care but also understands how to work with personal injury claims and insurance coverage.
At our Kansas City clinic, we focus on delivering personalized, professional care while assisting you with the insurance process. We’ll help you every step of the way — from explaining your coverage to supporting your personal injury claim.



Contact Us Today!
We work on a lien-basis
Transportation provided if needed
We can help you find an attorney
Bilingual staff
Claim assistance
Your one-stop shop for auto injuries
Best Whiplash Chiropractor in Kansas City
Lance Stevenson, DC
Lance@ChiroKC.com
816-226-7476
© 2025 Lance Stevenson, DC, LLC. All rights reserved.
Disclaimer: The content provided on this page is for informational and educational purposes only and is not intended as a substitute for professional medical, legal, or insurance advice. While every effort is made to provide accurate and up-to-date information, it should not be relied upon as the sole basis for decisions regarding your health, legal matters, or insurance claims. Please consult with your healthcare provider, attorney, insurance company, or other relevant professionals for personalized guidance tailored to your specific situation.
1010 Carondelet Dr., Suite 416
Kansas City, MO 64114