Help Understanding the Claims Process After a Car Accident in Kansas City

What is the Claims Process?

After a car accident, the claims process involves notifying insurance companies, documenting injuries, and seeking compensation for medical expenses, lost wages, and pain and suffering. In Kansas City, both Kansas and Missouri laws impact how claims are handled. The insurance company will evaluate your injuries, vehicle damage, and any supporting evidence you provide. A strong medical record is crucial to protect your rights during this process.

Why Medical Documentation Matters

One of the most important parts of the claims process is having detailed, consistent medical documentation. Insurance companies require proof that your injuries were directly caused by the accident. As an experienced auto injury chiropractor in Kansas City, I focus on documenting every aspect of your injuries — from your initial evaluation to your ongoing treatment — to give your attorney or insurance adjuster the information they need to support your claim.

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Key Steps in the Injury Claims Process

Immediate Medical Evaluation

Following a consistent treatment plan shows that your injuries are real and that you are actively working toward getting better. Gaps in care can weaken your claim.

Working with an Attorney (if needed)

A personal injury attorney can handle communication with insurance companies and negotiate for the compensation you deserve. We work directly with attorneys throughout Kansas City.

After an accident, it’s critical to be evaluated as soon as possible. Even if you feel "okay," many injuries like whiplash or concussions do not show symptoms right away.

Consistent Treatment

Settlement or Litigation

Once your injuries are fully treated or stable, you and or your attorney will negotiate a settlement. If the insurance company does not offer fair compensation, your case may move to litigation.

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How We Support You Through the Process

• Full injury evaluations immediately after your accident

• Detailed medical records tailored for personal injury cases

• Communication and coordination with your attorney and insurance

• Assistance with medical lien agreements (no upfront costs in many cases)

• Ongoing progress reports to strengthen your injury claim

Frequently Asked Questions

How soon should I file an injury claim after a car accident?

You should start the claims process immediately after the accident. Waiting too long can hurt your chances of getting full compensation, especially if you delay medical care.

What is a bodily injury claim?

A bodily injury claim seeks compensation for medical bills, lost wages, pain and suffering, and other damages related to physical injuries caused by the accident.

How long does the claims process take?

It varies based on the severity of your injuries and the insurance company's response. Minor cases may resolve in months, while complex cases may take longer.

How are medical expenses paid if I file a bodily injury claim?

If you are being treated on a lien basis, you receive care now and payment is collected later when your case settles. This allows you to get the care you need without upfront costs.

Learn More About How We Make the Claims Process Easy for You

Help Understanding the Claims Process

Help Filing a Claim

Working with Your Claims Adjuster

Assistance with a Medical Lien

Help with Insurance Coverage Questions

Help with Claims Status Updates

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• We work on a lien-basis

• Transportation provided if needed

• We can help you find an attorney

• Bilingual staff

• Claim assistance

• Your one-stop shop for auto injuries